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RTI Insurance

Return to Invoice (RTI) Insurance

If your car is stolen or written off, Return To Invoice insurance (RTI) will pay the difference between the amount paid by your insurance company and the price you originally paid for the vehicle. (Subject to the limit set out in the policy document).

How much is RTI insurance?

Claim limits on Visitcars RTI insurance packages range from £5,000 to £15,000 depending on the value of the vehicle.

All policies are available to vehicles up to 7 years old with any mileage.

Prices quoted cover the vehicle for a 36 months or until the vehicle is 7 years old (whichever is sooner).

Vehicle Value
Claim Limit £5k
Claim Limit £10k
Claim Limit £15k
 Up to £10k
 £249  £299  £399
 Up to £20k  £279  £329  £399
 Up to £30k  £299  £349  £399

How does RTI Insurance work?

If you paid £12,000 for your car and your motor insurance payout is £7000, RTI insurance will pay the difference of £5000 to top it up to the original £12,000.

Can RTI Insurance be transferred if I sell the vehicle?

Unfortunately not. The insurance only covers the person or company who paid for the insurance whilst the car is under their ownership.

How long will RTI insurance last?

Cover is available for three years (36 months), or when you sell transfer ownership of the vehicle, whichever is the sooner but will cease earlier upon the occurrence of any of the following events:

bulletA paid claim

bulletRepossession of the insured vehicle if subject to a credit charge

*Both RTI insurance and GAP insurance are separate insurance policies subject to the terms and conditions contained in the policy schedule. In addition you should note there are certain limitations in terms of the maximum amount you may claim.

more about Visitcars GAP Insurance

benefits of Visitcars RTI insurance

Call 0844 247 7013 today
to purchase RTI Insurance or GAP Insurance from as little as £120 for 3 years cover


Buy RTI Insurance
call 0844 247 7013 today

Purchase RTI Insurance or GAP Insurance over the phone from £120

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