How car insurance is calculated
| Car Insurer | History | Good Points | Bad Points | Yearly Premiums* | Visitcars User Rating | Sample Policy Wording |
| Born in Salford, Swinton were the first insurance broker to advertise on TV | Swinton are a broker, so search across the motor market to find you a good deal | Good Looking website, but a poor customer journey
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£253.09 | Customer Service:  
Value for money:
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Download Documents coming soon |
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| eCar Insurance | With no call centres or automated phone lines you can look after your whole policy online. |
Cancel and extend your policy month by month
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The online form isn't very clear to understand | £325.80 | Customer Service:
Value for money:
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Launched in 1989 and bought in 2003 by RBS, Churchill are a UK based call-centre insurance company |
Online Insurer, Your Money Awards 2008 Cover for vans up to 2500cc Up to 15% online discount |
They insist on capturing extra consumer data when you complete the application |
£299.40 | Customer Service:
Value for money:
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| They began as one of the largest retailers on the Highstreet and have moved into financial services | UK and European breakdown cover included | hard to find insurance on the site | £310.94 | Customer Service:
Value for money:
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| Part of a national bank | Very easy to use form and very attractive website | £218.40 | Customer Service:
Value for money:
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| Very asthetically pleasing website | watch the terms of the insurance as they are kept to a minimum | £258.09 | Customer Service:
Value for money:
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In the UK Prudential is a leading life and pensions provider with around seven million customers. |
Free Prudential Breakdown Service A guaranteed courtesy car is provided whilst repairs are being carried out Very easy to use form |
Not a very easy to use website | £213.15 | Customer Service:
Value for money:
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If you want to know how the Visitcars user rating works, you can refer to the table below. We believe that there are 2 main factors which you should look out for when selecting your van insurance, and these are ranked from 0-5 stars.
unnacceptable level of service
poor level of service
ok level of service
average level of service
good level of service
excellent level of service
*Yearly Premiums - have been estimated for car insurance based upon the profile shown below. These are rough guides to help you compare each motor insurer available to you
Car insurance quotes have been collected specifically for you by visitcars based on the following assumptions:
| Driver Profile: | Profile: Female 25+ Office Professional UK Resident for over 5 years Full UK licence held for over 7 years No use of any other vehicles Have had no motoring accidents or convictions in the last 5 years no additional driveres insured |
| Car Type: | Renault Clio 1.149cc Dynamique 16v Valued at £3,995 Factory fitted alarm with 5 seats |
| Level of Cover: | Driving up to 6,000 miles per year Fully Comprehensive Car Insurance 5 years no claims bonus Kept on a drive overnight |
